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Your Credit Score

Posted on Mar 27, 2024

One of the important factors in home ownership is understanding things like your credit score. Some people don’t pay much attention to this metric until they begin the mortgage discussion! However, you will find that your credit score is one of the most important factors when it comes to qualifying for a mortgage at the best rate – and with the mos...

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Goal Planning for Your Home

Posted on Dec 19, 2023

The New Year is approaching! While we are in the spirit of goal planning and setting our intentions for the coming months, don’t forget about your home! There are several things you can do to make your home and finances work for you in 2024: 

Review Your Home Budget (or make one!): Money can be a stressful subject, but creating a home budget and keep...

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Fall Market Update

Posted on Oct 18, 2023

As you may have heard, The Bank of Canada opted to maintain its policy rate at 5% as of September. The recent rate hikes over the spring and summer have slowed the housing and mortgage markets as potential buyers were unsurprisingly spooked by the rise in mortgage rates. More recently, fixed-rate loans have become more expensive because of the rise...

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How to pay off your mortgage faster

Posted on Sep 26, 2023

When it comes to homeownership, many of us dream of the day we will be mortgage-free. While most mortgages operate on a 25-year amortization schedule, there are some ways you can pay off your mortgage quicker! 
  1. Review Your Payment Schedule: Taking a look at your payment schedule can be an easy way to start paying down your mortgage faster, such as mo...

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Insurance Products

Posted on Sep 25, 2023

Not all insurance products are created equal. It is important to understand all the different insurance products to ensure you have proper coverage. Below are the main insurance product options you will encounter with homeownership, and what they mean: 

Default Insurance: This insurance is mandatory for homes where the buyer puts less than 20% down...

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Teaching your children about money

Posted on Sep 19, 2023

Financial independence is a critical skill for future success that your children will not learn anywhere else. Not only does financial literacy help your children have more success in life, but it allows them to move out sooner and it avoids delaying your retirement with additional expenses to support them. So, how do you teach your children about...

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